Some tragic news just came in today regarding soul singer Charles Bradley, who has just cancelled all upcoming tour dates to deal with serious health issues. According to the press release, Bradley’s “doctors have discovered a cancerous tumor in his stomach,” explaining that he will need to take time off for treatment and recovery.At age 67, Charles Bradley defied all odds and recently emerged as a soul-singing superpower. His recently-released album Changes featured Bradley reflecting on this newfound success, and he has been touring regularly throughout 2016 in support of the new album. The overall tone of the press release is optimistic, as he looks to confront this unfortunate illness with the strength that has gotten him this far.Bradley’s full statement can be read below:“In the past few months, I have had to cancel a number of shows due to illness, taking me away from my beautiful fans.My doctors recently discovered a cancerous tumor in my stomach.I’m getting the best medical care and we are all extremely optimistic. I will fight through this like I’ve fought through the many other obstacles in my life.My upcoming tour dates will be postponed so I can concentrate on healing.Thank you all for understanding. Music is how I share my love with the world, and the love that my fans have given back brings me so much joy. I look forward to seeing your gorgeous faces soon, and to continue to share my love through music.”Get well soon Charles!
When Phish fans think of the song “Squirming Coil,” the first name that comes to mind is Page McConnell. The other band members generally leave at the end of the song, allowing the keyboardist to tickle the ivories of his grand piano for one last heavenly solo from Leo.On September 3rd, 2016, however, it was bassist Mike Gordon who got the final curtain call. Played in the encore spot, Gordo took the final solo for the first time ever, bringing the house down with a combination of tight licks and bass bombs for the enthusiastic crowd at Dick’s Sporting Goods Park.Thanks to a video from YouTube user kembra allen, we can watch Gordo put a dramatic finale to a fantastic Phish performance. Watch “The Squirming Coil” with an epic bass solo, below.Listen:[Photo via Jeremy Scott]
Here’s a quick roundup of stories you may have missed today and over the weekend. David Fincher Working on Fight Club Rock OperaThe long-in-the-works Fight Club musical may actually make it to the boards. Chuck Palahniuk, who penned the 1996 novel Fight Club, told the WSJ that David “Fincher is so dedicated to producing Fight Club as a rock opera now.” Fincher helmed the Brad Pitt and Edward Norton-led 1999 film adaptation. Apparently the director has been consulting with Julie Taymor (The Lion King) about the stage show, and Nine Inch Nails frontman Trent Reznor is working on a score. However, we still have a while to wait for the story of a secret underground community where men come to fight each other to come to the stage; Palahniuk estimates that “at the earliest it would be two years out.”Colin Donnell Set for NBC’s Chicago MedColin Donnell, who was last seen on Broadway in Violet and is engaged to fellow stage fave Patti Murin, has been tapped for new NBC drama Chicago Med. According to The Hollywood Reporter, there’s no word yet on who Donnell will be playing in the show, which is a spinoff of Chicago Fire and stars Tony nominees Oliver Platt and S. Epatha Merkerson.Ben Whishaw & Bertie Carvel Team Up at AlmeidaIf you’re in London this summer, then this show should be on your radar. Stage and screen star Ben Whishaw, Matilda Tony nominee Bertie Carvel, Kevin Harvey and more will headline Bakkhai at the Almeida Theatre. James Macdonald will direct Anne Carson’s new version of Euripides’ hedonistic tragedy, using three actors and a chorus, echoing the original Ancient Greek performance model. The production will play a limited engagement July 23 through September 19, with opening night set for July 30.Idina Menzel Keeps Her WordIdina Menzel has embarked on her much-buzzed about world tour and she’s making good on her promise to “try and sing the chorus or something in another language” when she belts out “Let It Go.” Check out below the Broadway supernova singing her Frozen anthem in Korean—and getting over a slight flub in the lyrics in the most adorable way. View Comments Idina Menzel Star Files
Volume XXIXNumber 1Page 28 By Clint WaltzUniversity of GeorgiaFrom time to time, concerned citizens try to pressure lawmakersto eliminate phosphorus from lawn fertilizers. They mean well.They’re looking out for our water resources.Unfortunately, they don’t understand how phosphorus entersaquatic systems or its role in plants and its behavior in soilsystems. They fail to understand, too, that phosphorus is anessential nutrient. It’s a “must have” for plants to grow.Soil phosphorus levels aren’t static, either. Low levels ofphosphorus have to be applied each year to maintain proper soilnutritional balances.Besides, applying phosphorus carefully while using “BestManagement Practices” can greatly ease the environmental concerns.Especially hereYou have to apply phosphorus in the Southeast. Because it’shotter and wetter here with a longer growing season than in mostof the country, Southeastern soils have less phosphorus than inother regions.And plants can’t do without it. It’s the second-most essentialelement, behind nitrogen, for plants’ growth. And plant rootsreadily extract it from the soil.Phosphorus is in such high demand because plants use it in themetabolic processes of energy transfer. So it has to be addedback to the soil for plants to keep growing well.Too much of a good thingIn excess amounts, though, phosphorus can harm the environment.That’s especially true when it runs off into streams, ponds orlakes.Aquatic plant life must have a balance of nutrients. But highphosphorus levels stimulate excessive growth of aquatic plantsand algae.The problem is that when this excessive plant life dies anddecays, the process takes oxygen from the water. And when oxygenlevels drop, fish and other aquatic animals die.Pollution solutionIt’s important to remember that the way most phosphorus reacheswater bodies is in soil erosion. Nonpoint-source pollution ofwater bodies can be greatly reduced by managing soil erosion.Of the phosphorus lost to lakes and streams through soil erosion,75 percent to 90 percent is fixed to soil and organic matter.This fixed phosphorus has been shown to contribute to the growthof algae.Turf grasses, which need phosphorus to grow well, can help theenvironment. Turf will greatly slow the flow of water across thesoil surface and effectively reduce soil erosion.A cover of turf will allow water to gradually infiltrate intosoil, too. Once soluble phosphorus enters the soil, it’s quicklybound to soil solids and organic matter and becomes relativelyharmless.BMP’sNonpoint-source pollution from phosphorus can best be controlledby using best management practices.Soil testing is one BMP that canhelp. But you have to use proper soil-sampling techniques. Yourcounty University of Georgia Extension Service office can helpyou with this.In general, it’s best to apply phosphorus according to soil testresults. There are exceptions. A fertilizer with low rates ofphosphorus may help a turf grass that’s stressed by cold or wetsoil, for instance, or when root-rotting diseases have damagedthe roots.A second BMP is the use of fertilizerswith low phosphorus levels. Many modern lawn fertilizershave been engineered to meet the needs of most turf grasses.It’s not uncommon to see products with analyses like 29-3-4 or27-4-4, in which the content is around 1 part phosphorus forevery 8 to 11 parts nitrogen. Zero-analysis phosphorusfertilizers are also available.A third BMP to keep phosphorus outof water resources is to not apply fertilizer to hard surfacessuch as driveways, sidewalks and streets.Remember, when water-soluble phosphorus contacts soil and organicmatter, it quickly becomes immobile in the soil. So just sweepingor power blowing fertilizer that lands on hard surfaces cangreatly reduce the amount of phosphorus moving throughstorm-water systems into reservoirs.(Clint Waltz is an Extension Service turf scientist with theUniversity of Georgia College of Agricultural and EnvironmentalSciences.)
Vermont parents, grandparents and others have anotherincentive to join, or continue contributing to, the Vermont HigherEducation Investment Plan (VHEIP), the state’s “529 plan.” Starting withthe 2004 tax year, VHEIP participants will be able to receive an incometax credit of 5 percent of the first $2,000 contributed to an account, orup to $100 per year per beneficiary. The provision was approved by the2003 Legislature and signed into law by Gov. James Douglas on June 16.Vermont joins 24 other states and the District of Columbia in enacting anup-front incentive — many states use a tax deduction — for taxpayersenrolled in the state’s “529 plan,” as the programs are known under theInternal Revenue Code. Unlike a tax deduction, which reduces your taxableincome, a tax credit reduces the amount you owe in taxes. A deductiongenerally favors taxpayers who can afford sizable contributions to anaccount and who itemize on their tax returns. A credit is available toeveryone, including those who do not itemize, and does not favor largecontributors. The credit is nonrefundable, meaning it is only available tothose with a tax liability. Under provisions in state and federal law,funds invested in 529 plans already grow income tax-free. Withdrawals arealso income tax-free, as long as the money is used to pay qualified highereducation expenses.* Taxes and penalties are imposed for nonqualifiedwithdrawals.VHEIP is sponsored by the Vermont Student Assistance Corp. (VSAC), withTIAA-CREF Tuition Financing, Inc., serving as the plan manager. Since theplan’s inception in late 1999, more than 2,700 VHEIP accounts have beenestablished primarily by or for Vermonters. The value of funds investedwas $20.7 million as of June 13. VSAC President Don Vickers said he hasbeen pleased by response to the plan, because it means Vermontersunderstand the importance of saving for college. Given the experiences ofother states, he expects the new incentive to encourage even greaterparticipation. “Most families today rely on education loans to cover agood portion of their college expenses, and in some households, educationdebt levels have become quite burdensome,” said Vickers. “The morefamilies are able to put aside for college, the more they will be able tooffset their need for loans and have money available for other pressingneeds.” VHEIP offers a flexible, easy way for participants to invest.Three investment options are offered. Participants can contribute aslittle as $25 at a time or $15 per pay period by payroll deduction. Thereare no income restrictions on participation and no annual contributionlimits, just a high lifetime maximum on contributions and earnings.Proceeds from a VHEIP account can be used to attend most colleges in theU.S. and some abroad.For more information, or to enroll, call1-800-637-5860 weekdays from 8 a.m. to 8 p.m. or visit www.vsac.org(link is external). *Thelaws allowing for income tax-free qualified withdrawals are set to expireon Dec. 31, 2010. The plan does not currently offer a tax credit. The taxcredit will be available as of Jan. 1, 2004, and a full description of thetax credit will then be included in the plan disclosure booklets. Read thedisclosure booklets before opening an account. Principal and investmentreturns are not guaranteed or insured and will fluctuate. TeachersPersonal Investors Services, Inc., distributor.
The Credit Union National Association (CUNA) continues to be disappointed in Consumer Financial Protection Bureau (CFPB) Director Richard Cordray’s stance on the impact the bureau’s regulations are having on not-for-profit, member-directed credit unions, said Jim Nussle, president/CEO of CUNA.Nussle issued the statement in response to Cordray’s testimony before the U.S. House Financial Services Committee Wednesday, in which Cordray was taken to task by legislators about not using the CFPB’s exemption authority to help small financial institutions.“He is simply mistaken regarding the legislative history regarding a credit union exemption during the congressional debate surrounding the Dodd-Frank Wall Street Reform and Consumer Protection Act.“More than three-quarters of the U.S. House of Representatives–a whopping 329 individual members of Congress–recently signed a CUNA-initiated letter by Reps. Adam Schiff (D-Calif.) and Steve Stivers (R-Ohio) calling on the CFPB to use its authority to protect small financial institutions from regulatory burden, just as Congress provided for in Dodd-Frank. continue reading » 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr NAFCU supports the “Taking Account of Bureaucrats’ Spending (TABS) Act of 2015” (H.R. 1486) for the transparency and accountability it will bring to the CFPB, NAFCU’s Brad Thaler told House Financial Services Committee leaders Tuesday ahead of the bill’s scheduled mark-up today.H.R. 1486, authored by Rep. Andy Barr, R-Ky., would make CFPB a part of the regular appropriations process with regard to its funding.“Subjecting the CFPB to the appropriations process will give Congress much-needed oversight by incentivizing it to focus on true consumer abuse … while guaranteeing it considers the burdens it is placing on community institutions and better tailoring its rules for them,” Thaler, NAFCU’s vice president of legislative affairs, wrote committee Chairman Jeb Hensarling, R-Texas, and Ranking Member Maxine Waters, D-Calif., in yesterday’s letter. continue reading »
Someone once said, “What matters most is how you walk through the fire.”For many of us, what we’re experiencing as a result of this pandemic crisis is akin to walking through fire. It’s painful and there will be lasting scars; but, like so many things in life – even life itself – our current harrowing experience should lead to immense learning that will forever change our life. The question remains, will the change make our life demonstrably better?Our goal for the post-crisis world shouldn’t be to return to normal. Our goal should be to create our new normal, to learn from enduring this “fire” and identify specifically where we will improve. How will we better serve our members? How will we better lead and serve our employees? How will we meet our future goals and objectives?“One of the things that I’ve found most interesting during these last several weeks is how our current norm is exposing ineffective processes in how we work and how our bad habits and negative behaviors affect outcomes,” says Jayne Hitman, National Sales Consultant at CUNA’s Creating Member Loyalty. “It’s like oil and water separating and it makes it very easy to see where improvements need to be made.”Now, more than any other time, each one of us in leadership positions has a unique opportunity to shape our own future and the future of our credit union. We’ve been given a precious chance to learn from the pre-crisis world; learn from what we’re doing to endure the crisis; and meld them with our dream for the future. Albert Einstein said, “In the midst of every crisis, lies great opportunity.”Based on feedback we’ve been hearing from clients and what we’ve been reading about the business environment in general, here are five ways that we see your credit union needing to seize the opportunity as a result of this crisis:Branch (Physical) – Social distancing should remain the norm in the new world with six-foot markings throughout the branch to encourage a safe zone for employees and members. Traffic patterns will need to be established so that everyone is flowing in and out “in their lanes” to avoid too much direct contact.Promoting sanitation and highlighting the hygienic steps you’ve deployed will be important. Ample supplies of hand sanitizer stations and wipes will be necessary to make members and employees feel safe in your branch environment. Those of you who will be remodeling soon need to think about using materials for countertops and desks that are the most sterile and sanitary.To minimize the number of members in the branch at the same time, appointment schedulers should be utilized. Strongly encourage members to call ahead or go online to make an appointment before showing up at the branch. (This may also result in the elimination of your waiting area.) Not only is this a healthier approach, it also promotes better service levels.“Appointment schedulers are a great way to allow front-line staff to be prepared for each member’s visit and have paperwork, research or resources ready for their arrival,” says Jennifer Burns, Senior Consultant at FI Strategies, LLC. “You will use your member’s time efficiently, which has a tremendously positive impact on member experience.”Branch (Teller) – If you haven’t already, plexiglass will need to be installed at the teller windows and every-other window should be closed to maintain that six-foot distance. This may not look great at first, but they are necessary to maintain hygiene and make people feel safe.Offer the option to email receipts to members instead of handing them a physical one. You’ll be saving on paper besides promoting health. Also, when possible, position your cash dispensers so the members can grab their cash without the teller having to handle it (like the self-checkout at the grocery store).If you haven’t already invested in ITMs, the time has arrived. If you have them already, you may want to plan for more. Conversely, if you have installed teller pods in your lobbies, they may be doomed to the scrapheap.Drive-Thrus – Consumers have been reintroduced to the idea of transacting business from their car. Whether it’s waiting for dinner to be brought out at your local restaurant or purchases being delivered to your car at Target, your members will likely have a renewed appreciation for conducting business from the comfort and safety of their vehicle.This is also a great application for the ITMs. It allows you to personalize the interaction with the member. But, even if you stay with the traditional speaker and tube system, make sure everything is functioning properly – there are few things more frustrating for the member than a speaker that makes the teller sound like Charlie Brown’s teacher.Additionally, you should consider for certain types of transactions, implementing curb-side service. As mentioned above, most retail establishments have formalized a process for getting your groceries, packages and food out to your car after placing your order. But, in most cases, they have had to designate specific spots at their curb or in their parking lot for these transactions to occur.“In several of the focus groups and speaking engagements I’ve been involved in over the past 12 months one of the repeating comments I’ve heard is ‘we should offer curb side service’,” Hitman says. “It’s an idea that is pretty easy to implement and should be low hanging fruit for many credit unions.”Contact Centers – If they weren’t your most valuable service channel previously, they will be in the future. Consumers are becoming accustomed to interacting by phone and video (next area) and banking is no different. Investments in your Contact Center need to be robust enough to deliver a consistently outstanding experience.As part of your contact center ecosystem, credit unions need to provide live chat to assist those members who are reaching out online. This needs to be a dedicated, ongoing effort, usually performed by contact center personnel, not just something provided in slow times.Lastly – and most controversially – contact centers need to be available for expanded hours … even 24 hours a day. If you’re going to be there when your members need you, you’re going to need to be available 24/7. And as remote work has been successfully deployed, having contact center staff available at all times should be substantially easier to deliver.Video – The world is becoming very accepting of communication by videoconference. The vast majority of our meetings during this crisis are occurring via Zoom or Facetime. Even conferences and large-group gatherings are being conducted through virtual platforms today. And, the best part, is we’re learning how to do them successfully.In the future, many of those meetings should still be conducted using video technology. It’ll require you to hone your skills in leading those meetings. It’ll require an investment in better technology like cameras and microphones. And it’ll require a focus on security and bandwidth to ensure they’re conducted in an appropriate manner.Video interactions are here to stay. Use them for spontaneous check-ins with co-workers instead of popping into their cubicle; for curbside coaching sessions with employees instead of sitting in their office; and with members to advance a conversation instead of simply picking up the phone. Like so many other things during this crisis, we’ve become used to it so let’s not backslide away from it.Most of us are focused on when life will return to normal but maybe we should be focused on what will our lives look like when we return to normal. It is likely that there will never again be an opportunity in our professional lives to make sweeping fundamental changes in who we are and how we do things.“The credit unions that get out in front of this new normal and embrace new ways of doing business will be most successful,” Burns says. “They will have a sound bite to attract and retain members who are looking for a new way to conduct their financial life remotely. They still need you, but in a different way than before.”Nobody can or will determine if this crisis is a learning experience for your credit union except you. No one else but you will turn this crisis into an opportunity for growth and giving. No one will allow this experience to make your credit union a vastly better place for your members and employees than you. This “fire” has and will change the retail, economic, and banking landscape in myriad ways for years to come. It’s impossible for credit union leaders to avoid feeling the burn; yet it’s highly probable that we can change who we are and create a landscape that is new, different, stronger, better, more effective, more loving, and, ultimately, more successful.When you’re ready to start ideating for your future, we’ll be here to help facilitate the thought process. We can be reached at 636-578-3280 or www.fi-strategies.com. 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Paul Robert Paul Robert has been helping financial institutions drive their retail growth strategies for over 20 years. Paul is the Chief Executive Officer for FI Strategies, LLC, a private consulting company … Web: fi-strategies.com Details
The hearing will be held at 5 p.m. June 10 via Zoom. The county says the disaster-recovery plan was developed in accordance with New York State law. For more information on joining the meeting, click here. (WBNG) — Broome County will hold a public hearing about the county’s COVID-19 post-disaster recovery plan.
Cappeli added that in the last two years we have a new tendency to book in tourism through last minute booking, ie guests book our arrival only in May and June for the main part of the tourist year. Gari Cappelli: There is no room for panic, the Government Headquarters manages the situation in real time and all services are fully prepared ” There is still no major decline, except of course from Eastern markets, such as China and South Korea, which is to be expected. In the first month, we had growth from the Chinese market of about 70%, and now in February we have seen a decline of 60%, so we are close to zero. Today, at the session of the Government of the Republic of Croatia, the Minister of Tourism Gari Cappelli also addressed words of reason and stated that at this moment there are 24.500 tourists in Croatia or about 3% more guests than last year at the same time. Regarding the impact of the current situation on tourism revenue, Capelli pointed out that the first three months affect somewhere around 5%, while the first six months it affects with 27% in total tourism revenue. “We need to stop any panic, big shopping trips, stocks, because we are not in such a situation or at such a stage at all.”, Also said the Prime Minister Andrej Plenković, adding that the Government will remain XNUMX% transparent and will inform the public in real time about all relevant information. Panic and the spread of mass hysteria over the coronavirus does not benefit anyone, and the voice of reason is called by many experts and scientists. “So the first three months will not have a significant impact on total tourism revenues. The biggest possible cancellations that occur are in business, ie congress tourism, and these are reservations for March. Easter is earlier this year, and therefore won’t even be a true picture of what’s going to happen for the rest of the tourist season. The real picture will be shown by the situation for the May Day holidays, when the biggest arrival of tourists is when they combine the holidays. It is good that the Minister of Tourism also reacted and presented the facts, in order to stop the hysteria and stand on the ball. Raising panic is not in anyone’s interest now, but of course the seriousness dictates monitoring the situation. One of the scientists who is an expert in the field of global health is prof. dr. sc. Igor Rudan, and he addressed the public with a statement, which we are transmitting in its entirety. “For now, we do not have any cancellations for the main part of the tourist year, our markets are still stable. Positive data show that we have an increase in interest from the German market by 3%, as well as the British from 7% to 8% for this year. So for now we don’t feel any downsides other than a slight stoppage of booking, which was to be expected in this situation. There is no room for panic, the Government headquarters is managing the situation in real time and all services are fully preparedCappelli concluded. / / / IGOR RUDAN: CAUTION IS COMPLETELY ENOUGH, BUT PARANOY IS REALLY NOT NECESSARY